Despite cooling inflation, market volatility and increasing lifespans have left many older Americans worried about their retirement security. As seniors face the reality that their savings may not ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

It is worth mentioning a few other annuities that could play a role in a retirement income plan, before digging into the discussion of deferred variable and fixed index annuities. Deferred Fixed ...

The big NPS decision is not just how much you withdraw, but what kind of monthly income you are locking in for years.

Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...

“Annuity” is one of those words that we think of as being discussed at the “grownups’ table.” Primarily used as a guaranteed income stream during retirement, in today's current climate of bank ...

But, I’m not referring to those examples. Instead, I’m referring to the insurance product. Why? Because Annuities are rising in popularity. LIMRA reports that total U.S. annuity sales increased 22% to ...

Rita is a school teacher who will be retiring from her job in a few years. She had saved up a considerable amount of money over the years and was looking for ways to get a fixed monthly income after ...

Deferred Income Annuities (aka: Longevity Annuities or the acronym DIAs) are the product type that should dominate annuity sales in a perfect world. If all commissions for all annuity types were the ...

Future retirees have a lot to look forward to. Besides traveling, spending time with family, or picking up new hobbies, the number of U.S. centenarians increasing from 53,000 in 2010 to over 90,000 in ...