A purchase APR is the interest rate your issuer applies to your regular credit card purchases. Other APRs — such as an introductory APR or balance transfer APR — may take precedence over your purchase ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Editor’s Note: This article contains updated information from a previously published story. When you don’t pay your credit card balance in full by the end of the billing statement period, you’ll most ...

Annual percentage rate, or APR, goes a step beyond simple interest by telling you the true cost of borrowing money. For example, the APR you receive when you buy a house takes into account the fees ...

While it is important not to borrow more than you need, smaller-sized loans tend to cost more in terms of interest. For ...

If your credit card has a variable APR, expect it to fluctuate for a variety of reasons. For example, if you miss a payment or your credit score has dropped, the card issuer may raise your APR. But ...

If you've ever bought a car, you know it can be a major financial event. Depending on the type of car you're looking for, you might spend a significant portion of your yearly paycheck. Feeling daunted ...

Use this calculator to see your potential payday loan APR. Payday loans can put your finances at risk, so it’s a good idea to compare alternatives. Use this calculator to see your potential payday ...