Learn how financing a car works and discover how this type of borrowing can help you afford the vehicle of your dreams.

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Dealer financing involves retailers originating loans, selling them to financial institutions, and benefiting from profit margins on interest rates.

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

In December, consumers’ pay rose and average rates on auto financing dropped. Sounds like wonderful ingredients to get vehicles delivered and contracts booked ...

On October 7, 2024, the Consumer Financial Protection Bureau (CFPB) released its most recent Supervisory Highlights report, which largely focuses on auto finance issues identified in examinations ...

The pitch is tempting: finance the car and get an extra $1,500 off the price. Samuel figures if he accepts the deal he can ...

SAN MATEO, Calif.--(BUSINESS WIRE)-- Upstart (NASDAQ: UPST), the leading AI lending marketplace, today announced the largest and most significant set of product enhancements to the In-Store and ...

Discover how finance and insurance are transforming auto retail by shaping customer decisions, enhancing digital integration, ...