What happens? You could lose your policy, face fines, or worse Larry Light has 25+ years of experience as a financial journalist, is the author of four books, and has won numerous journalism awards.

The AARP Auto Insurance Program from The Hartford offers car insurance for drivers in most states. Coverage comes with multiple perks, and special savings for being safer, more experienced drivers.

If you're denied car insurance coverage, get quotes from other companies or get a local agent to find a company that will cover you. You could be denied coverage because of the car you drive, the ...