Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

The auto insurance industry faces significant hurdles. As businesses grapple with rising costs and evolving risks, two key factors are reshaping the claims environment: social inflation and ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Liability insurance covers legal fees and settlement costs in case of lawsuits. Businesses may need several types. Many, or all, of the products featured on this page are from our advertising partners ...

When you have vehicles that are used for business purposes, you are at risk of road incidents that can lead to serious liabilities. If you don’t have the right insurance coverage tailored specifically ...

If you're a business owner, your personal auto insurance won't cover cars, trucks, or other vehicles you use for work. Commercial auto insurance can provide liability, collision and comprehensive ...

Most businesses carry different types of liability insurance. In particular, businesses typically need general liability insurance and workers’ compensation policies. When you have multiple policies ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...