Disability insurance replaces a portion of your monthly income if you suffer a qualifying injury or illness that impacts your ability to work and earn a paycheck. Things like a broken hand, pregnancy, ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

Millions of Americans are unable to work each year because of illnesses or injuries. While you hope you are never a part of that statistic, you should review your insurance coverage to make sure you ...

Health insurance isn’t the only benefit you need to review during open-enrollment season. Nearly half of large employers expect an increase in disability claims because of complications from COVID-19, ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Thomas Lane was visibly sick. His clothing hung loose, his complexion seemed blanched, his vision blurred in and out. Already a slight man, he lost 45 pounds in a five-month period. More than four ...

Discover how Minimum Essential Coverage meets ACA requirements, who it affects, possible penalties, and exemptions in certain ...