A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the ...

Tala believes in empowering the financial capacity of the Global Majority, and this year, Tala partnered with Empower and Transform’s Salve Ibañez to spread financial literacy and education through ...

Chad Langager is a co-founder of Second Summit Ventures. He started as an intern at Investopedia.com, eventually leaving for the startup scene. Erika Rasure is globally-recognized as a leading ...

If you ever hope to open a credit card or take out a loan, you need a decent credit score. This tells lenders you're able to borrow money and pay it back in a timely fashion and leads to better offers ...

You want to advance your horizon financially by acquiring more things that are not necessarily within your reach. This means you’ll have to consider borrowing. However, before you are lent any money, ...

Your credit history can impact how much you pay for insurance. Many of the same factors that determine your credit score are used to calculate your insurance score, a three-digit number providers use ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. The right cash back credit card can earn you hundreds, or ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

Carrying a balance on a credit card usually results in paying more for purchases due to interest charges. Credit utilization is an important factor in determining your credit score and is affected by ...