Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

A deferred annuity is a long-term contract with an insurance company that provides future income–often for life–in exchange for premium payments, with options like fixed, variable, and indexed types ...

Financial advisors often talk with prospects and clients about the three-legged retirement stool: Social Security, pensions, and personal savings. I want to draw a parallel to Social Security, which ...

If you decide to finance your retirement with an annuity, you'll need to choose between immediate and deferred options. Annuities are an insurance product designed to provide income during your ...

Hang Seng Insurance announced the launch of the enhanced version of the FortuneLife Deferred Annuity Life Insurance Plan1 ('FortuneLife'), a Qualifying Deferred Annuity Policy ('QDAP'). This updated ...

On December 8, 2016, the New York State Department of Financial Services (the “Department”) issued a Circular Letter to provide guidance in response to the alleged failure of certain life insurance ...

MEDFORD, OR / ACCESS Newswire / November 18, 2025 / According to Ken Nuss, CEO of AnnuityAdvantage, the size of monthly payments from an income annuity depends on: Whether you choose payments starting ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

A deferred annuity is an insurance contract that generates income for retirement. In exchange for one-time or recurring deposits held for at least a year, an annuity company provides incremental ...