What would you do if you were injured and couldn’t work? Maybe you have an emergency fund with enough cash to cover your essential living expenses for three to six months (or longer). But what happens ...

The COVID-19 pandemic reminds us that losing a steady paycheck for even a couple of months can have drastic effects, many of which happen when someone experiences a severe health condition or injury.

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Between the loss of income and increases in medical care costs, disabling injuries suffered by high-income physicians can cause financial devastation that far exceeds that of their premature death.

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Employers have a new opportunity to boost financial wellness among employees following a recent Department of Labor decision, expanding auto-enrollment programs to disability insurance plans.

We like to think we’re invincible. We tell ourselves it’s not possible that one day we’ll experience a health problem severe enough to keep us from working. But for many Americans, that “one day” ...

During most of my 31-year insurance career, I tried to convince people of the need for disability income insurance (DI). If you get sick or injured and can no longer work, DI is designed to replace a ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...

Northwestern Mutual: Many people don't realize what tax implications can come from going on short term disability. Are insurance premiums tax-deductible? Is short term disability taxable? There are ...

Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...