Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Disability insurance replaces a portion of your monthly income if you suffer a qualifying injury or illness that impacts your ability to work and earn a paycheck. Things like a broken hand, pregnancy, ...

Many employers provide short- and long-term disability insurance for their employees as an important part of their benefits packages. These policies often make an enormous difference in an employee's ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

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Policygenius offers live advice to help you decide how much coverage you need before you buy. At Policygenius, the mission is to make this a simple, easy process from start to finish. Policygenius' ...

If you're like many people, you buy insurance for your $400 smartphone but fail to insure something worth a lot more: the loss of your future wages if you suffer a long-term disability (LTD), arguably ...

I recently blogged about an employer who continued health insurance coverage for an employee on short term disability in contravention of the health plan document. The employer lost its stop-loss ...

When a person becomes eligible for Social Security Disability Insurance, it's often seen as a financial lifeline. But in some cases, the benefits can create unexpected challenges — especially when ...

Health insurance isn’t the only benefit you need to review during open-enrollment season. Nearly half of large employers expect an increase in disability claims because of complications from COVID-19, ...

Too many times, Anne Huebner's patients opt to use their much-needed therapy appointments to fill out disability applications. It's a daunting process, one that usually doesn't reward her patients ...