The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

The Federal Housing Finance Agency (FHFA) has extended the deadline for the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance Program (HARP) for an additional year.

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An appraisal for a refinance is part of the underwriting process for a new loan. Appraisers look at various factors, including your home’s location and its size, layout and improvements. Many lenders ...

Rising home values have translated into large equity gains over the past few years. As of 2024, homeowners hold an average of $315,000 in equity. A cash-out refinance allows you to tap into your home ...

If you’ve never owned a home before — or it’s been a while since you have — you might qualify for a first-time homebuyer loan or assistance. First-time buyer loans typically have more flexible ...