When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Only 39% claimed to have experienced confusion over using their health insurance, but many more were unable to explain the specifics of a policy. A ValuePenguin survey of 1,000-plus Americans exposed ...

Life insurance is a financial product that can offer invaluable protection and peace of mind for you and your loved ones. However, this type of coverage comes at an extra cost, so it's crucial to do ...

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Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.