The subject of life insurance can be a confusing one and we spend a good deal of time with our clients discussing various ways to cover a life insurance need. Most people express the following ...

[This is part 4 of a 9-part series. For a full overview of topics, see the Life Insurance Basics page.] As discussed in Chapter 3, term insurance is temporary life insurance and most people outlive ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Life insurance basics Key types of life insurance How life insurance beneficiaries get paid What impacts ...

A life insurance salesman may show you a "policy illustration" to explain how your policy works. Here's some further explanation: What does an insurance policy illustration show? A policy illustration ...

If you're putting off buying life insurance because you think it'll cost too much, it's time for a reality check. "Most Americans overestimate the cost of life insurance by almost three times," says ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

Thefirst step in life insurance planning is to analyze your life insurance needs • Before purchasing a life insurance policy, consider your financial situation and the standard of living you want to ...

[This is part 3 of a 9-part series. For a full overview of topics, see the Life Insurance Basics page.] Term coverage provides financial protection for an unexpected death of the insured. As discussed ...