These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

When you buy life insurance, your age is a significant pricing factor. Quotes will rise every year that you delay buying life insurance. It’s cheaper to buy life insurance when you’re younger and can ...

An integral part of the financial planning process is understanding what your client needs, versus what’s a nice-to-have.

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Future insurability is one reason to purchase life insurance for children. Some children’s life insurance policies can accumulate cash value. It’s important to shop around to find the best life ...