Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

An integral part of the financial planning process is understanding what your client needs, versus what’s a nice-to-have.

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...