We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Many people will need some type of long-term care as they age — but not everyone is prepared for the potential long-term care issues that may arise or the high costs that come with it. According to ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...