USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

A mortgage loan modification can offer an opportunity for borrowers to get their monthly payment on their mortgage reduced to an amount they can afford. A mortgage loan modification may extend the ...

When hard times hit, keeping up with your mortgage payments can be a challenge. Job loss, medical bills and crushing debt problems are just a few situations that can throw you into arrears. The good ...

Discover the benefits and drawbacks of loan modification programs, eligibility requirements, and alternatives for struggling homeowners. Learn more today.

Loss mitigation is a way for mortgage lenders to help borrowers who are struggling to make their monthly payments avoid losing their homes. You can keep your home with many loss mitigation options, ...

The fear of layoffs has been strong in the past few years—and for federal workers, that fear only continues to grow. After all, an unexpected layoff is sure to cause stress and financial uncertainty ...

When you finance a home with a mortgage, you’re obligated to make payments on that mortgage on a regular basis, usually on the first of each month. If you run into financial difficulties, though, you ...

A 40-year mortgage spreads your payments out over 40 years, giving you a lower, more affordable monthly payment. These mortgages can be costly over the long term, as you'll pay much more in interest ...

Backers of a new California law that bars mortgage modification services from charging up-front fees say the rules will put scam artists out of business. But real estate attorneys say the new rules ...

Loan modifications are a long-term mortgage relief option for borrowers experiencing financial hardship, such as loss of income due to illness. A modification typically changes the loan’s rate, term ...