The 72(t) distribution rule allows retirement savers to make penalty-free retirement account withdrawals before age 59 1/2. Early IRA account access can be enticing but can also come with longer-term ...

Most retirees 73 and older must take RMDs from at least some of their retirement accounts by Dec. 31. Failing to take RMDs can result in a penalty of up to 25% on the amount you should have withdrawn.

In almost all cases the IRS enforces its rules through fines and penalties. This is the case of Required Minimum Distributions (RMDs). As always, your RMDs are due by the end of the year. In this year ...