Learn how an umpire clause resolves insurance disputes with third-party decision-making. Find out how it works when you and ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

Virtually all insurance contracts contain a "cooperation clause" among the standard policy provisions. The clause places an affirmative duty on an insured to assist its insurer in the investigation ...

The United States District Court for the Southern District of New York, applying New York law, has held that an E&O insurer had no obligation to contribute toward the defense of an underlying matter ...

The Ohio Court of Appeals, applying Ohio law, has enforced an employment practices liability (“EPL”) carrier’s “other insurance” clause, holding that the insured’s commercial general liability (“CGL”) ...

Terminally ill patients are being denied life insurance payouts before they die because of small print in old policies.

If a spouse is added to a car insurance special clause to allow them to drive the vehicle, your own car insurance premiums may still increase even if the spouse causes an accident alone. On the 14th, ...

A co-pay clause is a cost-sharing rule built into a health insurance policy. It means the insured person pays a pre-agreed ...

The Connecticut General Life Insurance Co. last week announced that it was reinstituting the war risk clause (no payment for death in military action or travel). It will write the clause into all new ...